Atlassino Academy · Baccarat · Lesson 4 of 7
Commission and no-commission tables
The commission makes the Banker bet look dear, and it is still the cheapest of the three bets. Here is what each bet costs, how the commission is worked out, and where a no-commission table puts the price back.
A Banker bet pays a commission and a Player bet pays none. Which of the two costs you less?
The short answer
The Banker bet. Over many hands a Banker bet costs 1.06% of the money bet on it and a Player bet costs 1.24%: the commission is already counted in the Banker figure. A bet on a tie costs 14.36%. A table that takes no commission has not made the Banker bet cost nothing. It holds money back with a rule instead, and at the no-commission tables whose rule is printed, the Banker bet costs 1.02% or 1.46%, depending on the rule.
The length of each bar is the price of that bet: what the house keeps, on average over many hands, out of the money bet on it.
Leoformer dealer · rules and maths
Every evening at the baccarat tables I watched somebody move their chips from Banker to Player to get away from the commission. The commission is the one price at the table you can watch being taken, so it feels like the dearest thing on the felt. It is not: the Banker bet is the cheapest of the three bets, commission and all.
What the three bets pay, and what each one costs
A baccarat table has three main bets: the Player hand, the Banker hand and a tie. Under the rules for B.C. casinos, a Player or Banker bet that is paid gets 1 to 1, a bet on a tie that comes up gets 8 to 1, and when the two hands tie, Player and Banker bets come back with nothing paid and nothing taken. Quebec’s rules print the same payouts and the same return on a tie.
| Rules | Player bet | Banker bet | Tie bet | Player or Banker bet when the hands tie |
|---|---|---|---|---|
| B.C. casinos | 1 to 1 | 1 to 1, less the commission | 8 to 1 | comes back |
| Quebec | 1 to 1 | 1 to 1, less the commission | 8 to 1 | comes back |
| Alberta | 1 to 1 | 1 to 1, less the commission | 8 to 1 | not printed |
The three rows agree on every payout they print; Alberta’s guide is silent on Player and Banker bets when the hands tie. Wherever a document we could read prints what a tie bet pays, it prints 8 to 1.
Paid at those rates, the three bets do not cost the same. Worked out over every way a shoe of eight decks can deal a hand, a Banker bet costs 1.06% of the money bet on it, a Player bet 1.24% and a tie bet 14.36%, and two guides print the same three figures. Eight decks is an assumption; six decks are covered under “How it’s worked out”.
- The Banker hand comes out ahead45.86%of all hands dealt
- The Player hand comes out ahead44.62%of all hands dealt
- The two hands tie9.52%of all hands dealt
All three tiles count every hand dealt, ties included.
The Banker hand’s small lead is why the Banker bet carries a commission: the commission is the house’s charge for that lead. One guide puts the Banker hand ahead slightly more than half the time; that counts only the hands that are not a tie, 50.68% of them. Both figures are right: one counts ties, the other leaves them out.
- Banker paid 1 to 1, nothing taken backPays out more than it takesover many hands, because the Banker hand is ahead more often
- Banker paid 1 to 1, less the commission1.06%the price of the Banker bet at a commission table
The commission takes back the Banker hand’s lead and a little more, and the Banker bet ends up a little cheaper than the Player bet.
The commission, and when it is taken
The commission is 5% of a Banker bet, and it is taken only when that Banker bet is paid. Under the rules for B.C. casinos, a player betting on Banker puts the commission beside the bet before the hand is dealt, or the dealer takes it out of the payout, and the dealer collects it only when the Banker hand comes out ahead.
- The Banker hand comes out aheadPaid $9.50the commission of $0.50 is taken
- The Player hand comes out aheadLost $10no commission
- The two hands tieThe bet comes backnothing paid, no commission
Three ends of an example $10 Banker bet. Only the first carries the commission. The $10 is only an example, not a suggested bet. Amounts are in Canadian dollars.
In Ontario the commission is the same 5%. On an example $10 Banker bet the arithmetic there is the same as above: the payout, less the commission. Tables differ in how they collect the commission, beside the bet, out of the payout or marked against your seat until you leave, and that is lesson 6.3.
Quebec works the commission out in blocks, rounded up
At a Baccarat table in Quebec, the commission is the same 5%, but it is not worked out on the bet itself. It is worked out in blocks of $10, rounded up to the next multiple of 10: an example Banker bet of $25 is charged the commission of a $30 bet. A bet that is already a multiple of 10 is charged on the bet itself, with nothing rounded.
| Example Banker bet | Under the rules for B.C. casinos | Quebec: worked out on | Quebec: the commission |
|---|---|---|---|
| $10 | $0.50 | $10 | $0.50 |
| $15 | $0.75 | $20 | $1 |
| $25 | $1.25 | $30 | $1.50 |
| $40 | $2 | $40 | $2 |
The rules we read for B.C. casinos do not say how the commission is rounded, so their column shows exactly 5% of the bet. Only Quebec’s rules round it: no document we could read for Ontario, Alberta or any other province prints a rounding rule, and the Quebec rule is not applied to any other province here.
- An example Banker bet of $20 at a Baccarat table in Quebec1.06%a multiple of 10: nothing is rounded
- An example Banker bet of $25 at the same table1.52%charged the commission of $30
Rounding up makes a Banker bet that falls between two multiples of 10 dearer than a bet in round tens.
Two of Quebec’s casino pages have the commission put beside the bet rather than taken from the payout; the amount is the same.
Tables with no commission: the price moves into a rule
Quebec’s rule book charges its commission at the Baccarat table only, and we read that to mean an EZ Baccarat table takes none. What the EZ table does instead is written out: when the Banker hand comes out ahead with a 7 made of three cards, every bet on the Banker hand is a push, returned with nothing paid.
A Ruyi Baccarat table under the rules for B.C. casinos takes no commission on a Banker bet that is paid, and calls a Banker hand ahead with three cards totalling 7 a Gold 7: on a Gold 7, a bet on the Banker hand is a push. The two rule books describe the same hand and the same push under two names, so EZ and Ruyi count here as one rule. That is our reading of the two rule books; neither of them says so in words.
| Table | When it holds money back | From an example $10 Banker bet | How often, out of all hands dealt | Price of the Banker bet |
|---|---|---|---|---|
| With the commission | on every Banker bet that is paid | $0.50 | 45.86% | 1.06% |
| EZ and Ruyi | when the Banker hand comes out ahead with a 7 made of three cards: the bet is a push | $10, the whole payout | 2.25% | 1.02% |
| Pays 1 to 2 on a Banker 6 | when the Banker hand comes out ahead with a 6: half the bet is paid | $5, half the payout | 5.39% | 1.46% |
The commission takes a little from every Banker bet that is paid; EZ and Ruyi take a whole payout, but only on an uncommon hand; the table that pays half on a 6 takes half a payout on a hand that comes up more often. The last column is what each table ends up costing you.
Guides in Alberta and Ontario describe the same push in general terms.
The other no-commission rule is written out on B.C.’s plain-words page and by two guides in Ontario: a Banker bet on a Banker hand that comes out ahead with a 6 is paid 1 to 2, half the bet.
Two Banker hands at a table that pays half on a 6, with the same example bet on Banker each time. Only the Banker 6 is paid half; every other Banker hand ahead is paid in full.
Some rooms, Parq Casino among them, list a game with no commission without saying which rule it uses. A name on a table is not its rule. So before the first Banker bet at a table, find out which rule the table uses: a commission, a push on a 7 made of three cards, or half on a 6. If nothing at the table says, ask the dealer. A commission table and an EZ or Ruyi table cost almost the same, so there is no need to go looking for either; only the table that pays half on a 6 is dearer.
Mayaformer floor supervisor · manners, money and breaks
The two hands tie in about one hand in ten, 9.52% of the hands dealt, and a bet on the tie is still the dearest of the three bets by a long way. A bet that comes up often enough to feel familiar can still be the one that costs the most.
Decide how much money and how much time the evening gets before you sit down, and stop when either one runs out. A table with no commission does not make an evening cheaper on its own. Putting more down to get a loss back only buys more hands at the same price, so the moment you catch yourself doing that is the moment for a break away from the table.
If it stops being fun
If gambling stops being entertainment, help is available. 19+ in most of Canada; 18+ in Alberta, Manitoba and Quebec. More on responsible gaming.
The lesson on one card
That is the lesson. Here it is on one card: print it, or keep it on your phone.
| Banker, at a commission table | 1.06% |
|---|---|
| Player | 1.24% |
| Tie, paid 8 to 1 | 14.36% |
| Banker, at an EZ or Ruyi table | 1.02% |
| Banker, at a table paying 1 to 2 on a Banker 6 | 1.46% |
Commission: 5% of a paid Banker bet; in Quebec, worked out in blocks of $10, rounded up.
EZ and Ruyi: the Banker bet is a push on a Banker hand ahead with a three-card 7.
19+ (18+ in AB, MB, QC) · Set a limit before you sit down · Play responsibly · the line for your province is at Helplines by province
Practice: settle the bets
Each hand in the practice run has already been dealt. The line above the hand names the table, and the box under that line says what the table does with a Banker bet; the question is what happens to the bet in front of you: paid, and how much; a push; or lost. The tables are a commission table under the rules for B.C. casinos, a Baccarat table in Quebec with its rounding, an EZ table, a Ruyi table and a table that pays half on a Banker 6.
Nothing is bet here. The bets are example bets, not suggested bets, and each hand is a set of cards chosen to show one rule; the answer comes from the same rules as the rest of the page.
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Baccarat · the Quebec rules
A Banker bet that is paid gets 1 to 1, less a commission of 5%. The commission is worked out in blocks of $10, rounded up.
PLAYER 3
BANKER 8
Your bet: $25 on Banker
What happens to the $25 on Banker?
- Paid $23.50, and the $25 comes back with the payout The Banker hand is on 8, so the Banker bet is paid. $25 is not a multiple of 10, so the commission is worked out on the next multiple up, $30: $1.50. That leaves $23.50 paid, with the $25 back.
- Paid $23.75, and the $25 comes back with the payout That takes the commission on the $25 itself, $1.25. At a Baccarat table in Quebec the commission is worked out in blocks of $10, rounded up, so $25 is charged the commission of $30.
- Paid $24, and the $25 comes back with the payout That rounds the bet down to $20 before taking the commission. The rule rounds up, to the next multiple of 10, never down.
- Paid $25, and the $25 comes back with the payout That is a Banker bet with no commission, which is the rule at an EZ table. A Baccarat table in the same casinos takes the commission.
At a Baccarat table in Quebec the commission is 5% of the bet, and it is worked out in blocks rounded up to the next multiple of 10. A bet between two multiples of 10 pays the commission of the multiple above it; a bet in round tens is charged on the bet itself.
EZ Baccarat · the Quebec rules
No commission. A Banker bet is a push when the Banker hand comes out ahead with a 7 made of three cards.
PLAYER 6
BANKER 7
Your bet: $10 on Banker
What happens to the $10 on Banker?
- Paid $10, and the $10 comes back with the payout That is what a Banker bet is paid at this table on any other Banker hand that comes out ahead. A Banker 7 made of three cards is the hand where the EZ table keeps its price instead.
- A push: the $10 comes back, and nothing is paid The Banker hand is ahead, 7 to 6, with a 7 made of three cards. At an EZ table that is the one hand where a Banker bet is a push: the $10 comes back, and nothing is paid.
- Paid $9.50, and the $10 comes back with the payout That is a commission table’s payment. An EZ table takes no commission at all; the 7 made of three cards is where it holds money back.
- Paid $400 at 40 to 1, and the $10 comes back 40 to 1 is the Dragon 7 side bet, a separate bet, and lesson 6.5. The Banker bet itself is a push on this hand.
An EZ table takes no commission. When the Banker hand comes out ahead with a 7 made of three cards, every bet on the Banker hand is a push; every other bet on that hand is settled as usual.
Every hand in the practice run is worked out the same way: the cards on the felt are played out by the drawing rules, and the bet is settled by the rule of the table named above the cards, not by anybody’s memory.
How the practice run works
Where the hands come from. Every hand is played out card by card by our baccarat engine, and the bet is settled by the engine’s settling rules for that table; the answer is worked out when the page is built, never written in by hand. The wrong answers are named mistakes: the commission forgotten, worked out exactly where Quebec rounds it, rounded the wrong way, or charged on a bet that lost or tied; the push on a three-card 7 applied to a Player bet or to a 7 made of two cards; a side bet’s payout taken for the Banker bet; and half paid on a hand that is not a 6.
One strip, and no rounds. Every square on the strip is one hand of this lesson, and all of the squares are there from the start. Your first answer fills the square it belongs to; there is one level here, and when its last square is filled, the summary begins by itself, with no button in between. Practising a hand you got wrong turns its cross into “fixed in practice” and does not change the count, because only first answers count.
Your progress stays in this browser, and nothing is sent anywhere.
Check yourself
Mayaformer floor supervisor · manners, money and breaks
Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.
Back to the question we opened with. The Banker bet costs you less: 1.06% of the money bet on it against 1.24% for the Player bet, with the commission already counted in.
Where to go next, and further reading
19+ (18+ in AB, MB, QC) · Play responsibly · the helplines are further up this page
Further reading
- Rules of Play for Table Games — Baccarat · BCLCThe full B.C. rules: the deal, the third-card rules for both hands, the commission, Ruyi Baccarat, the squeeze tables and every side-bet pay table.
- How to play baccarat · BCLCB.C.’s plain-words page: who deals at a mini table, how the commission is taken, and the no-commission and squeeze tables.
- Game rules: Baccarat and EZ Baccarat · Loto-QuébecQuébec’s rules for both games on three pages, with the whole drawing chart written out as text.
- Baccarat: how to play · OLG PlaySmartThe table, the deal and the commission box, in plain words.
- Baccarat variations and side wagers · OLG PlaySmartBig, midi and mini tables, the squeeze, and how no-commission games and side bets work.
- Baccarat · GameSense by AGLCAlberta’s page with the Banker drawing table and what happens when the Player hand stands.
- Baccarat strategies · OLG PlaySmartWhy your only choice is the bet, and why streaks and past hands give no edge.
How it’s worked out
Rules, numbers, sources and hosts
Where this happens. The rules and prices on this page are for live baccarat tables in rooms you can walk into, with a dealer running the game. Electronic baccarat keeps its own screen and is not worked out here, and the list of rooms that name a game with no commission prices none of the games on it.
Rules. The payouts, the commission and the Ruyi rule for B.C. are the rules published for B.C. casinos: a set of rules for a province’s casinos rather than a report of what any one room does. The rounding and the EZ rule are Quebec’s published rules. Where the documents differ or leave something out, the difference is named. Quebec’s rule book takes the commission out of the payout, while two of Quebec’s casino pages have the player put it in a spot beside the bet; the rule book is followed here. A guide in Ontario ties the no-commission push to the Dragon 7 hand; the hand itself, the Banker hand ahead with a 7 made of three cards, is taken from Quebec’s rule book. Alberta’s guide does not say what happens to Player and Banker bets on a tie, and the payout table leaves that cell as the guide leaves it. One guide puts the Banker hand ahead slightly more than half the time, which holds only when ties are left out. Two readings on this page are ours: that Quebec’s rule book, which charges the commission at its Baccarat table only, charges none at an EZ table; and that EZ and Ruyi are one rule under two names.
Numbers. Every price on this page is worked out by our baccarat engine over every way a shoe of eight decks can deal a hand, as exact counts, and our checks recompute each figure from that engine rather than reading it back from this page. On six decks the tie bet costs 14.44%, and the other prices on this page move by less than a hundredth of a point. The guides in Ontario and Alberta print the same three prices for the Banker, Player and tie bets without saying how many decks they assume. Every payment in the practice run and on this page is settled by the same engine, on the rule of the table named beside it.
What is deliberately absent. Counting a hand and the Player hand’s rule are lesson 6.1, and the Banker chart is lesson 6.2. Who deals the cards, how the commission is collected at the table, the table minimums and the price of an hour at these bets are lesson 6.3. Dragon 7, Panda 8, Gold 7, Jade 8 and the pair bets are lesson 6.5; the squeeze is lesson 6.6; the scoreboard and its roads are lesson 6.7. There is no price here for tables whose pages call them commission-free or non-commission without printing their rule, and no rounding rule for any province but Quebec, because no document we could read prints one.
Sources. Every rule and every claim on this page carries a button with the sentence it rests on, the publisher who wrote that sentence and the date we read it.
Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.
No promise. Baccarat is played against the house. Knowing what each bet costs and which rule a table uses lets you choose the bet and check every payment; nothing on this page makes any bet cost less, and nothing here says how an evening at the table would end.
The three prices, in the guides’ own words
At 1.06% for the Banker’s hand and 1.24% on the Player’s hand
The difference between the payout and odds results in a very high house edge of 14.36%
House advantage in mini-baccarat Banker 1.06% Player 1.24% Tie 14.36%
GameSense by AGLC · Baccarat · read
The EZ rule
At EZ Baccarat™ only, and notwithstanding the foregoing, if the banker’s hand is higher than the player’s hand and totals seven (7) with three cards, bets on the banker’s hand are a push (i.e. neither win nor lose).
If the Banker hand is higher than the Player hand and totals seven with three cards, the Banker hand bet is a push.
EZ BACCARAT™
The commission in Quebec: the rule book
At Baccarat only, a 5% rake is taken from each payout on a winning banker’s hand bet. The rake is calculated in blocks of $10 rounded to the higher multiple of 10.
Half on a Banker 6
If the winning Banker hand totals 6, Banker wagers are paid at 1 to 2. If you bet $10, you’re paid $5.
If you win with a bet on either the Banker’s or the Player’s hand; your bet will be paid even money, with the exception of Banker winning with a point total of 6 (see No Commission Baccarat).
When the Banker wins with a point total of six (6), all winning banker wagers are paid half of the original wager (1 to 2).
The catch? With Non-Commission games, if you bet on the banker and it wins with a total of 6, you only get half your wager back.
OLG PlaySmart · Baccarat — variations and side wagers · read
What a bet is paid under the rules for B.C. casinos
Winning bets won on the Banker or Player hand shall be paid at the odds of 1 to 1.
When the Banker hand and Player hands tie, there shall be a push with no Banker or Player bets paid or collected.
Winning bets on the tie are paid 8 to 1.
Section 1.0 Mini-Baccarat, 7.1 to 7.3
What a bet is paid under the Quebec rules
If the player’s hand is higher than the banker’s hand, bets on the player’s hand win and are paid 1 to 1.
If the player’s hand ties with the banker’s hand, bets on the player’s hand are a push (i.e. neither win nor lose).
If the banker’s hand is higher than the player’s hand, bets on the banker’s hand win and are paid 1 to 1, subject to the following:
If the banker’s hand ties with the player’s hand, bets on the banker’s hand are a push (i.e. neither win nor lose).
If the player’s hand ties with the banker’s hand, tie bets win and are paid 8 to 1.
What a bet is paid in Alberta
player hand closer to 9 1 to 1
banker hand closer to 9 1 to 1, minus 5 per cent commission
tie 8 to 1
GameSense by AGLC · Baccarat · read
A tie bet is paid 8 to 1
If you bet on a tie, and the hands are identical, you’re paid out at 8 to 1.
A winning bet on a tie pays 8 to 1.
If both hands tie, neither hand wins or loses, but if you have a wager on the tie, you win 8 to 1!
(c) the inscription “tie bets pay 8 to 1”;
Province of Nova Scotia · Casino Regulations (Gaming Control Act) · read
TIE wins (pays 8 to1)
The three prices, in the guides’ own words
At 1.06% for the Banker’s hand and 1.24% on the Player’s hand
The difference between the payout and odds results in a very high house edge of 14.36%
House advantage in mini-baccarat Banker 1.06% Player 1.24% Tie 14.36%
GameSense by AGLC · Baccarat · read
How many decks are in the shoe
Mini-Baccarat is a card game played with six (6) to eight (8) standard decks of 52 playing cards dealt from a shoe, the cards shall be mixed using a multi-deck-shuffling device by a Dealer.
Section 1.0 Mini-Baccarat, 1.1 to 1.2
Baccarat and EZ Baccarat™ are played with 6 or 8 decks of 52 cards.
Baccarat is a game played with eight decks of pre-shuffled standard playing cards (416 cards) out of a card shoe.
Baccarat is a game played with eight decks of standard playing cards (416 cards) out of a card shoe. The cards are either manually shuffled or by using an automatic shuffler.
Club Regent Casino · Gaming · read
Why the Banker bet pays a commission
Usually in Baccarat, the house charges a 5% commission on any winning Banker bets, because the Banker’s hand has slightly higher odds of winning compared to the Player’s hand. Non-Commission versions of Baccarat don’t charge this fee.
OLG PlaySmart · Baccarat — variations and side wagers · read
The Banker hand will win slightly more than 50% of the time, making it a good bet. However, every win for that bet costs a 5% commission.
GameSense Tip: The banker has a tax placed on the bet (5%) because it has slightly higher odds of winning than the Player side due to the order of how cards are pulled when dealt.
The commission under the rules for B.C. casinos
A 5% commission shall be charged for winning banker bets.
Prior to commencement of play, all Players betting the banker hand shall place the 5% commission adjacent to the appropriate betting spot or commission may be taken out of the winning wager.
Dealer takes the commission only when Banker hand wins.
Section 1.0 Mini-Baccarat, 5.1, 5.1.1 and 7.4
If you bet on the Banker hand and it wins, you’re paid out at 1 to 1, minus a 5 percent commission, which the dealer collects. If you bet $10, you net $9.50.
The commission in Ontario
A winning bet on this hand pays even money, or 1 to 1. For example, if you bet $10 and win, it pays $10, minus the 5% commission.
The dealer takes a 5% commission on winning bets on the Banker’s hand. In full Baccarat, a long rectangle filled with numbers, located next to the bank, is called the commission box, and is used to keep track of all commissions.
On other Baccarat tables, a commission circle is next to each individual betting area.
Each number represents a player, and every time a player owes commission, the dealer will mark it until the player is ready to pay and leave the table.
Commissions are tracked in the commission box by the dealer every time it’s owed, and collected for each winning Banker’s hand.
The dealer takes a 5% commission on winning bets made on the Banker’s hand only.
No commission is charged on a tie or a payout on a winning Player’s hand.
Next to the dealer is an area called the Commission Box. It’s used to keep track of all commissions owed by each player. Smaller tables have commission areas next to each player’s betting area.
All winning Banker wagers are paid even money; however a 5% commission is collected on ALL winning Banker hands.
The commission in Quebec: the rule book
At Baccarat only, a 5% rake is taken from each payout on a winning banker’s hand bet. The rake is calculated in blocks of $10 rounded to the higher multiple of 10.
The commission in Quebec: two casino pages
Vous pouvez miser sur la main du Joueur et/ou sur la main de la Banque. Si vous misez sur la main de la Banque, vous devez ajouter à l'endroit indiqué une commission égale à 5 % de votre mise. Vous pouvez aussi miser sur Égalité.
Lorsqu'une mise sur la main de la Banque est gagnante, la commission de 5 % est prélevée. Si la mise n'est pas un multiple de 10, la commission est calculée à partir du multiple de 10 suivant.
Players betting on the Banker hand must add a commission equal to 5% of their bet in the designated spot.
When a bet on the Banker hand is a winner, the 5% commission on the amount of the bet is collected. If the bet is not a multiple of 10, the commission is calculated based on the next higher multiple of 10.
The EZ rule
At EZ Baccarat™ only, and notwithstanding the foregoing, if the banker’s hand is higher than the player’s hand and totals seven (7) with three cards, bets on the banker’s hand are a push (i.e. neither win nor lose).
If the Banker hand is higher than the Player hand and totals seven with three cards, the Banker hand bet is a push.
EZ BACCARAT™
The Ruyi rule
No commission is taken on winning Banker bets;
If the Banker hand is a winning three card total of seven (7), the hand is a “Gold 7”
Players may place a wager on the Gold 7 bet, which pays 40 to 1 when the three card winning total of 7 occurs in the Banker hand
Players may place a wager on the Jade 8 bet, which pays 25 to 1 when the three card winning total of 8 occurs in the Player hand
If the Banker hand is a three-card total of 7 (a Gold 7), and is the hand with the highest point total:
A bet on the Banker hand is a push;
Section 7.0 Ruyi Baccarat, 1.1.1 to 3.2.1 and 7.2 to 7.2.2
The rules are the same as Mini-Baccarat, except there are no commissions on winning Banker wagers.
Gold 7: If the Banker hand is a winning three-card hand totalling 7, it’s called a Gold 7. Banker wagers on a Gold 7 are a push (a tie).
The same push, described in general
Some variations of Mini-Baccarat allow for an option to allow No-Commission to be applied to a Banker wager. An example of one variation is when the Banker wins a hand with three cards totaling 7, all bank wagers will push.
Some tables charge 5% commission to bet on the Banker side; others have a Dragon-7 style bet, where any Banker bets push on a winning 3-card 7, regardless of whether you bet the Dragon or not.
GameSense by AGLC · Baccarat · read
EZ Baccarat maintains the same general rules as the standard version but provides two additional side bets: Dragon 7 and Panda 8.
If a Dragon 7 occurs, it creates one rule change to the main game: all bets originally placed on the banker hand are tied or “pushed”
OLG PlaySmart · Baccarat — variations and side wagers · read
Half on a Banker 6
If the winning Banker hand totals 6, Banker wagers are paid at 1 to 2. If you bet $10, you’re paid $5.
If you win with a bet on either the Banker’s or the Player’s hand; your bet will be paid even money, with the exception of Banker winning with a point total of 6 (see No Commission Baccarat).
When the Banker wins with a point total of six (6), all winning banker wagers are paid half of the original wager (1 to 2).
The catch? With Non-Commission games, if you bet on the banker and it wins with a total of 6, you only get half your wager back.
OLG PlaySmart · Baccarat — variations and side wagers · read
No-commission games, as the rooms name them
Stadium Gaming Baccarat is a commission-free Baccarat game that offers the usual main bets (on Player/Banker/Tie) as well as additional side bets.
Ruyi Baccarat is a commission-free Baccarat game where the Player is given the option of betting on the Bank, Player or Tie. The goal is to achieve a total closest to nine. This game features three optional wagers: Gold 7, Jade 8, and Ruby 9.
Club Regent Casino · Gaming · read
Squeeze Commission Non-Commission
Parq Casino · Table Games · read
Our Fortune Room for VIPs includes the most popular games like Blackjack, Ultimate Texas Hold’em, EZ Baccarat, Commission Baccarat, and Ruyi Baccarat
Table games and Poker are only available at Casino Nova Scotia Halifax.
Ruyi Baccarat
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