Atlassino Academy · How casinos work · Lesson 7 of 8
What the casino records about your play
A player card at a Canadian casino does not change the game. The card keeps a record of your average bet, how long you play and which game you play — and that record costs you what the betting cost.
You hand a plastic card to the dealer before your first bet. By the end of the night, what does the casino know that it did not know before?
The short answer
A player card is a measuring instrument, and what the card measures is your betting: your average bet, how long you play, and which game you play. An hour of that game is priced from those same three numbers, so the record the casino writes down and the money the hour takes out of your pocket are one multiplication done twice.
Your average bet, times the hands the table deals in an hour, times the share of each bet the game keeps, makes what the hour costs you; the casino multiplies the same three numbers and writes the answer down as a rating.
Those same three numbers make both answers. What the hour costs you can be worked out to the cent, because the pace of the game and the share of each bet the game keeps are both figures you can look up. What the rating is worth cannot be worked out at all: one programme states outright that a rating earns points at a rate the programme keeps to itself, and no programme we could read publishes what a point hands back when you come to spend it.


Mayaformer floor supervisor · manners, money and breaks
I spent years on a casino floor, and what people get wrong about this card is which way it points. They think the casino is giving them something. It is the other way round: you hand over a record of your own money, and the casino keeps the copy.
That is not an argument against carrying a card. It is an argument for knowing what goes on the card before you hand it over.
What the card writes down
Feed the card into a slot machine and the counting is plain arithmetic: Casino of the Rockies grants one point for every dollar of slot play. That dollar earns its point whether the spin pays you or takes the money, because what the machine counts is the dollar going in, not what comes back out.
Put the same dollar into an electronic table (a terminal where you bet on a game run by a screen instead of a dealer; the smallest bets are often lower, and how fast one runs is not published) and it earns fewer points. How many fewer is a rate each programme sets for itself.
| The programme | A dollar into a slot machine | A dollar into an electronic table |
|---|---|---|
| Casino of the Rockies | One point for every dollar | Four points for every five dollars |
| Bear Claw Casino & Hotel | One point for every dollar | One point for every five dollars |
| Grey Rock Casino | One point for every dollar | One point for every ten dollars |
The slot rate is the same everywhere; each programme picks its own rate for screen games. How many points a dollar earns tells you nothing about what the dollar costs you.
Onto a live table nothing is scanned at all. You give the card to the dealer, and a record of your evening is built by hand, out of what a member of staff can see from where they are standing:
What the table wrote down about tonight
The last line stays empty because not one of the programmes we read puts the result of the night on its list. Up or down, the card records the same thing.
A person builds that record, not a machine. A supervisor walks past the table, looks at the chips in front of you and writes a number down for your average bet. Casino Niagara says exactly that in the terms of its own programme: points are granted on the personal observations of staff, and those observations are subject to error.
And the record only holds what somebody saw. The card goes into the reader at a machine, or into the dealer’s hand at a table, before the first bet of the session. An hour played with the card in your pocket is an hour nobody wrote down, and the programme says plainly that play it did not track is your loss rather than its own.
The card went in before the first bet
The card stayed in your pocket
The cost line reads the same on both screens; the record line does not. What the hour cost you was decided by the game and by the bet you chose, so that figure is identical whether the card went into the reader or stayed in your pocket. What the card wrote down is the one line a card left in your pocket changes, and it changes that line to nothing at all.
The same three numbers as the price of an hour
Every programme we could read rates a table player on your average bet, how long you play and the game — the same three numbers that make up the price of an hour (bet, times rounds an hour, times the house edge: what an hour of a game costs on average).
| The programme | What it names |
|---|---|
| Bear Claw Casino & Hotel | your average bet · how long you play · which game · how fast the game runs |
| Casino Regina | your average bet · how long you play · the share the game keeps · how fast the game runs |
| Casino Niagara | your average bet · how long you play · which game · what your machine play already earned |
Every row starts with your average bet, which is why raising it to make the record look larger moves two figures at once:
| One hour of blackjack | $10 a hand | $20 a hand |
|---|---|---|
| Hands an hour | 70 | 70 |
| The share of each bet the game keeps | 0.53% | 0.53% |
| The hour costs you | $3.68 | $7.37 |
| The card records | your play | twice as much of it |
One rating table of exactly this kind is public — how many hands an hour each game deals, and what an hour of it is worth in comps. It reached Wizard of Odds anonymously from an executive at a Strip casino, and that rating table is where the 70 hands an hour come from.
A point has a price
A point is not a unit of reward. A point is a unit of turnover (all the money that goes over the table in an evening: the same dollars again and again): a programme grants one for a dollar of your own money going through the machine, and that dollar has a price, because the machines keep a share of everything put through them. BCLC puts the average return of those machines at 92%.
- What goes in$1of your own money, put through the machine on a spin.
- What the card counts1 pointgranted for that dollar, whether the spin paid you or took it.
- What the dollar costabout $0.08on average, once the share the machines keep over many spins is taken off.
Multiply what one dollar costs by the number of points sitting on your card, and the count becomes a price list:
| Points | Wagering the points count | Average cost at 92% return |
|---|---|---|
| 200 | $200 | $16 |
| 300 | $300 | $24 |
| 400 | $400 | $32 |
| 10,000 | $10,000 | $800 |
An average over many spins, not a forecast of one evening: the machines keep 8% of everything put through over the long run, and a single evening lands well away from that either way. A count of points answers one question: what did this count cost to produce?
A count of points does not keep, either. 4 of the programmes we read put a clock on something the card holds for you, and no two of those clocks run the same way.
| The programme | What runs out | When |
|---|---|---|
| Casino Regina | Points you have earned | Twelve months in which you do not play at all |
| Casino Regina | The level you reached | Set every January, from the play of the year before |
| Casino Niagara | Points you have earned | Every six months, back to zero |
| Casino of the Rockies | The level you reached | A year of its own, starting on a date the programme picked |
| Great Canadian Entertainment | A complimentary you have not used | Twelve months from the day it is granted |
One programme on this list runs two clocks at once: one for the points you have earned, and another for the level, which it works out again every January from the play of the year before. Both of the programmes that run a clock on a level run it the same way: the level comes out of the play you did inside one window, and it is set again when that window closes. That is why a level measures how fast you played inside one window, and not how long you have been a member.
Who holds the record
The card is not anonymous and was never meant to be. Casino of the Rockies wants photo identification along with the application form, and for every membership and programme transaction Great Canadian Entertainment wants government photo ID (a card issued by a government showing your photo and your date of birth: a driver’s licence, a passport, a provincial ID card). From the moment the card is issued, the record of your betting has your legal name attached to it.
One operator’s notice of collection calls the record gaming-related personal information, collected under a named section of a provincial statute. The same notice uses it to run the loyalty programme, to share with regulators and law enforcement where the law requires it, and for responsible gambling: analytics of your own play and feedback to you on it — the one use that works for you rather than on you.
The same record cuts the other way as well, and this is the part people do not expect. Great Canadian writes that a player who self-excludes has the membership suspended immediately and the outstanding balance forfeited.
Nothing here is a reason to put off self-exclusion — the door closing is the point of it, and a forfeited balance is a smaller loss than the one the programme is there to prevent. It is a reason to read that line first, and to spend anything already sitting on the card before you sign.
What the record buys
One word in all of this does have a published rule behind it, and the word is “free”. An advertisement must not describe a game, an offer or a bonus as free when a person has to risk or lose money to take part: the code of the industry’s own association says so outright. That gives you a test you can run at the counter, in three steps:
- Step oneRead what taking the offer asks of youEither there is a bet you have to place with money of your own, or there is not.
- Step twoIf money of your own has to go in first, the code forbids the wordWhat the code forbids is the word, not the offer: an offer may ask for a bet, and an advertisement for it may not be called free.
- Step threeRead the word as a description of the part you pay forThe bet the offer asks for is the part the word is not describing, and that bet is the part that comes out of your own pocket.
What the card does not do
It is easy to assume that a machine treats a member differently from a stranger. What can actually be checked is the standard the machine is built to: AGCO puts a floor under a game’s return and requires that floor to be met for every available bet configuration. So the check is about the game, and about each bet option the game offers, and not about whoever is sitting in front of the machine:
Your card, your membership and the level you reached are not named anywhere in the standard we read.
Worth being exact about what this is and what it is not. The floor is a rule the machine is built to, checked by a regulator; it is not a promise from any casino. No operator we could read puts it in writing that a card makes no difference to a machine — we looked for that sentence and did not find it — so the honest place to take this from is the standard, and not from anybody’s word.
Practice: points follow the betting
Every moment here has the same shape: the card has counted something, and the question is what that count cost. Nothing is scored, and there is nothing to unlock — what is being practised is a decision about money rather than a skill, and a percentage at the end would be pretending otherwise.
Nothing asks for the number on your own card, and nothing you choose is sent anywhere.
Lesson done
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The practice table needs JavaScript. Here is one moment from it, with the answer.
At a machine, where the programme counts one point for every dollar put through the machine
Tonight, on your card
The last line is the one the card never shows you.
You are 300 points short of a number you set yourself, and the plan you wrote at home has 200 spins left at $1. Which route do you take?
The answer: Finish the plan and stop, short of the number.
All three routes are counted the same way, because a point is a dollar put through the machine. Doubling the stake buys 400 points for about $32; playing past the plan buys 300 points for about $24. Finishing the plan buys 200 points for about $16, and it leaves the stake and the number of spins you decided at home where you put them.
Every moment in the practice table is worked out the same way: the points come from the rule the programme publishes, and the average cost from the published return and our own engine.
How the practice table works
Where the moments come from. Each one takes a published earning rule — one point for a dollar of slot play, or the three things a table rating is made of — and applies it to a plan the player wrote before going out. The points follow from the rule; the average cost follows from the published return, through the same engine that runs Price of an hour; the explanation carries the published words that the points and the average cost rest on.
What you will not see. No moment names a level, a threshold or a reward, because no programme we read publishes what any of those is worth. No moment shows a route that makes money, and none suggests a stake. The answer is never the route that earns most points: it is the route that leaves the plan alone.
Check yourself

Mayaformer floor supervisor · manners, money and breaks
Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.
And the question at the start
You picked one of three answers. The true one is “everything you bet, whatever the result”: a machine counts the dollars put through it and not the outcomes, and a live table counts your average bet, how long you sat and which game you played. How the night ended for you is on none of the lists we read. The tempting answer — the nights that ended in your favour — has the card pointing the wrong way round: the count does not care how the night went, and that indifference is exactly what makes it a price tag of about $0.08 a point, whichever way the spin fell.
Where to check this
Further reading
- Criminal Code, section 207: permitted lotteries · Justice Laws Website, Government of CanadaThe section that lets a province, and only a province, conduct and manage a lottery scheme — the sentence every casino in the country stands on.
- About Casinos BC · British Columbia Lottery Corporation (Casinos BC)Who conducts the gaming in one province and who runs the room, in the corporation’s own two sentences.
- Annual Report 2024–25 · Ontario Lottery and Gaming CorporationWhat a provincial gaming corporation publishes about itself: what it conducts, and what share of the money brought to the tables it keeps.
- Protecting the public · Independent Gambling Control Office, Province of British ColumbiaWhat a provincial regulator does, who is allowed to run the games, and where a complaint about a casino goes.
- Minimum Technical Standards for Gaming — 11. Game Behaviour · Alcohol and Gaming Commission of OntarioThe floor one regulator sets under a slot machine’s return, and its rule that the floor holds for every bet configuration.
- The house edge of casino games · Wizard of OddsWhere the house edge is defined, and the rating table of rounds an hour this track uses for every game.

Mayaformer floor supervisor · manners, money and breaks
One thing to do before your next visit, and it takes a minute. Decide the stake and the time — Game plan walks you through it. Then, whatever the card says at the end of the evening, the stake and the time are the two numbers you keep.
If you notice yourself adding a spin or a hand because of a number on a screen, that is worth saying out loud to someone. The lines below are for exactly that conversation, and they are confidential.
If it stops being fun
If gambling stops being entertainment, help is available. 19+ in most of Canada; 18+ in Alberta, Manitoba and Quebec. More on responsible gaming.
How it’s worked out
Sources, numbers and hosts
What this lesson is about, and what it leaves alone. Every card on this page is a plastic card handed over in a room you can walk into. Nothing here is about which programme to join, and nothing here is about earning more of anything: which programme runs where belongs to Rewards programs, and a way to earn more would only be a way to bet more.
Sources. Every rule on this page is quoted from the programme or the regulator that publishes it, with the address and the date we read it, and each quote is one tap away from the sentence that rests on it. A rule quoted from one programme belongs to that programme alone: no rule here is presented as the way all casinos work, and the page says how many programmes we read whenever it counts them. Where a table puts a programme’s name beside a rule, the pair comes from that programme’s own wording rather than from its position in our list of documents.
Numbers. Every figure is worked out when the page is built. The points come from the published earning rule; the average cost comes from the published return of the machines and from the same engine that runs our price-of-an-hour tool; the hourly figures for a table come from the stake, the share of each bet the game keeps and the hands an hour in the Las Vegas Strip rating table — an anonymous table from a Las Vegas Strip casino rather than a Canadian document, used here only for the pace of a game, which is the part that does not vary by country. Nothing on this page is an estimate of what anything is worth in comps, because no programme we read publishes the rate.
What is missing, and why we say so. How much of the price of an hour comes back as comps, what a point is worth when it is spent, and whether any casino states that membership does not affect a game’s return: all three were looked for and none was found. Where a figure could not be sourced, the page says nothing rather than guessing.
Hosts. Maya is an illustrated character. Her backstory, a former floor supervisor, is written for the course: she is not a real person and does not speak for any casino. The rules and numbers on this page come from the sources it cites, not from her experience.
No promise. This lesson is about a record and its price. Nothing on it says an evening at a casino is a good idea for you, and nothing here tells you how one would end.
One point for every dollar of play
1 point for every $1 in slot play
Slots: earn 1 Players Club point for every $1 wagered
$1 on slot machines = 1 Point
One point for every dollar of play
1 point for every $1 in slot play
Slots: earn 1 Players Club point for every $1 wagered
$1 on slot machines = 1 Point
The published average return
The average return to player at B.C. casinos is 92 percent.
What a live table is rated on
Tables: Players Club points are based on a combination of your average bet, which game you play, how long you play and the average hand per hour for the game.
At table games, Players Club Points are earned based on a combination of average bet, theoretical hold percentage, game speed and length of play.
Status Points are based on points earned while playing slots and video poker and length of play, average wager and the type of game played for table play.
The card has to be shown first
You can earn Players Club Points and rewards by inserting your card into the reader on our slot machines, or handing your card to the dealer at table games.
Simply insert your Players Club card into your slot machine or at the Circuit or show it your dealer before you start to play.
MGE is not responsible for untracked play due to player neglect, improper insertion of card, or operational errors/malfunctions, including defective cards.
The return is checked per game and per bet
The minimum theoretical payout percentage of a Game must be met for every available Bet configuration.
The minimum theoretical payout percentage of a Game is eighty-five (85.000) percent.
Section 11
AGCO · Minimum Technical Standards for Gaming — 11. Game Behaviour · read
One point for every dollar of play
1 point for every $1 in slot play
Slots: earn 1 Players Club point for every $1 wagered
$1 on slot machines = 1 Point
The same dollar, a different number of points
4 points for every $5 of play at electronic Roulette and Blackjack
The Circuit: 1 Players Club point for every $5 wagered
$10 on Hybrid Tables= 1 Point
What a live table is rated on
Tables: Players Club points are based on a combination of your average bet, which game you play, how long you play and the average hand per hour for the game.
At table games, Players Club Points are earned based on a combination of average bet, theoretical hold percentage, game speed and length of play.
Status Points are based on points earned while playing slots and video poker and length of play, average wager and the type of game played for table play.
Points and levels expire
Players Club Points only expire after 12 months of inactivity.
A member’s Tier is set in January and is determined by your total play in the previous year.
Status Points will expire every six (6) months, and the value will reset to zero (0).
Your level is based on the points you earn in a one year period (starting September 1st of each year)
Acquired complimentaries will expire and be deemed forfeited if not used within 12 months.
One point for every dollar of play
1 point for every $1 in slot play
Slots: earn 1 Players Club point for every $1 wagered
$1 on slot machines = 1 Point
The return is checked per game and per bet
The minimum theoretical payout percentage of a Game must be met for every available Bet configuration.
The minimum theoretical payout percentage of a Game is eighty-five (85.000) percent.
Section 11
AGCO · Minimum Technical Standards for Gaming — 11. Game Behaviour · read
What an advertisement may not call free
Describe the game, offer or bonus related to gaming as “free” when an individual has to risk or lose money to participate.
Advertisements should not portray the act of gambling as risk-free.
Canadian Gaming Association · Code for Responsible Gaming Advertising · read
What a live table is rated on
Tables: Players Club points are based on a combination of your average bet, which game you play, how long you play and the average hand per hour for the game.
At table games, Players Club Points are earned based on a combination of average bet, theoretical hold percentage, game speed and length of play.
Status Points are based on points earned while playing slots and video poker and length of play, average wager and the type of game played for table play.
One point for every dollar of play
1 point for every $1 in slot play
Slots: earn 1 Players Club point for every $1 wagered
$1 on slot machines = 1 Point
The published average return
The average return to player at B.C. casinos is 92 percent.
Under whose authority the record is collected
collects your gaming-related personal information at Casino Niagara and Niagara Fallsview Casino Resort under the authority of section 3 of the Ontario Lottery and Gaming Corporation Act
Who else sees the record
complying with legal and regulatory requirements, including sharing personal information and transaction details with regulators and law enforcement where required
The record is read for responsible gambling too
administering Responsible Gambling programs, including player data analytics and providing you with feedback based on your play patterns and behaviours
The rate is not published
Members generating a rating on Slot or Table Games play, utilizing their Momentum account, will earn Status Points at a proprietary and confidential rate.
One point for every dollar of play
1 point for every $1 in slot play
Slots: earn 1 Players Club point for every $1 wagered
$1 on slot machines = 1 Point
A person estimates your average bet
Members agree that such Status Points are granted based on the personal observations of MGE staff, which is subject to error.
The card has to be shown first
You can earn Players Club Points and rewards by inserting your card into the reader on our slot machines, or handing your card to the dealer at table games.
Simply insert your Players Club card into your slot machine or at the Circuit or show it your dealer before you start to play.
MGE is not responsible for untracked play due to player neglect, improper insertion of card, or operational errors/malfunctions, including defective cards.
A rating table, published
The following table shows the average hands per hour and the house edge for comp purposes various games.
This table was given to me anonymously by an executive with a major Strip casino and is used for rating players.
The published average return
The average return to player at B.C. casinos is 92 percent.
A card is issued against photo ID
Encore Reward application forms must be accompanied by acceptable photo identification.
Valid government-issued photo identification (acceptable to Casino NB) is required for all membership and program transactions.
Under whose authority the record is collected
collects your gaming-related personal information at Casino Niagara and Niagara Fallsview Casino Resort under the authority of section 3 of the Ontario Lottery and Gaming Corporation Act
The record runs the loyalty programme
administering and managing loyalty programs, tournaments, contests, offers and promotions, including player registration, player identity and eligibility verification
Who else sees the record
complying with legal and regulatory requirements, including sharing personal information and transaction details with regulators and law enforcement where required
The record is read for responsible gambling too
administering Responsible Gambling programs, including player data analytics and providing you with feedback based on your play patterns and behaviours
A membership after a player self-excludes
If a player self-excludes from Casino NB, the player’s membership will be suspended immediately and the outstanding balance forfeited.
What an advertisement may not call free
Describe the game, offer or bonus related to gaming as “free” when an individual has to risk or lose money to participate.
Advertisements should not portray the act of gambling as risk-free.
Canadian Gaming Association · Code for Responsible Gaming Advertising · read
The return is checked per game and per bet
The minimum theoretical payout percentage of a Game must be met for every available Bet configuration.
The minimum theoretical payout percentage of a Game is eighty-five (85.000) percent.
Section 11
AGCO · Minimum Technical Standards for Gaming — 11. Game Behaviour · read
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