Atlassino Academy · How casinos work · Lesson 7 of 8

What the casino records about your play

A player card at a Canadian casino does not change the game. The card keeps a record of your average bet, how long you play and which game you play — and that record costs you what the betting cost.

  • About 22 minutes
  • Illustrated host: Maya
  • Last checked 24 September 2026

You hand a plastic card to the dealer before your first bet. By the end of the night, what does the casino know that it did not know before?

Before we start: what do you think a player card mainly records?

Nothing is scored here. We come back to this question at the end.

The short answer

A player card is a measuring instrument, and what the card measures is your betting: your average bet, how long you play, and which game you play. An hour of that game is priced from those same three numbers, so the record the casino writes down and the money the hour takes out of your pocket are one multiplication done twice.

Your average bet, times the hands the table deals in an hour, times the share of each bet the game keeps, makes what the hour costs you; the casino multiplies the same three numbers and writes the answer down as a rating.

Your average bet$10you choose this
Hands in one hour70the pace of the game
The share of each bet the game keeps0.53%set by the rules of blackjack, not by you
What the hour costs you$3.68out of your own money
What the card writes downa ratingcounted at a rate the programme keeps to itself

Those same three numbers make both answers. What the hour costs you can be worked out to the cent, because the pace of the game and the share of each bet the game keeps are both figures you can look up. What the rating is worth cannot be worked out at all: one programme states outright that a rating earns points at a rate the programme keeps to itself, and no programme we could read publishes what a point hands back when you come to spend it.

Maya holds out a plain violet card with a faceless grey silhouette, two short bars and a row of small squares on it, and Leo stands at the rail beside her; the felt beyond is bare.
Maya holding up a blank card in one hand.

Mayaformer floor supervisor · manners, money and breaks

I spent years on a casino floor, and what people get wrong about this card is which way it points. They think the casino is giving them something. It is the other way round: you hand over a record of your own money, and the casino keeps the copy.

That is not an argument against carrying a card. It is an argument for knowing what goes on the card before you hand it over.

What the card writes down

Feed the card into a slot machine and the counting is plain arithmetic: Casino of the Rockies grants one point for every dollar of slot play. That dollar earns its point whether the spin pays you or takes the money, because what the machine counts is the dollar going in, not what comes back out.

Put the same dollar into an electronic table (a terminal where you bet on a game run by a screen instead of a dealer; the smallest bets are often lower, and how fast one runs is not published) and it earns fewer points. How many fewer is a rate each programme sets for itself.

What one dollar earns on a slot machine and on an electronic table, programme by programme
The programmeA dollar into a slot machineA dollar into an electronic table
Casino of the RockiesOne point for every dollarFour points for every five dollars
Bear Claw Casino & HotelOne point for every dollarOne point for every five dollars
Grey Rock CasinoOne point for every dollarOne point for every ten dollars

The slot rate is the same everywhere; each programme picks its own rate for screen games. How many points a dollar earns tells you nothing about what the dollar costs you.

Onto a live table nothing is scanned at all. You give the card to the dealer, and a record of your evening is built by hand, out of what a member of staff can see from where they are standing:

What the table wrote down about tonight

Your average bet$10
Hands an hour at this table70
How long you satone hour
How the night went for you

The last line stays empty because not one of the programmes we read puts the result of the night on its list. Up or down, the card records the same thing.

A person builds that record, not a machine. A supervisor walks past the table, looks at the chips in front of you and writes a number down for your average bet. Casino Niagara says exactly that in the terms of its own programme: points are granted on the personal observations of staff, and those observations are subject to error.

And the record only holds what somebody saw. The card goes into the reader at a machine, or into the dealer’s hand at a table, before the first bet of the session. An hour played with the card in your pocket is an hour nobody wrote down, and the programme says plainly that play it did not track is your loss rather than its own.

The card went in before the first bet

What the hour cost youthe same either way
What the card wrote downyour play, in full

The card stayed in your pocket

What the hour cost youthe same either way
What the card wrote down

The cost line reads the same on both screens; the record line does not. What the hour cost you was decided by the game and by the bet you chose, so that figure is identical whether the card went into the reader or stayed in your pocket. What the card wrote down is the one line a card left in your pocket changes, and it changes that line to nothing at all.

The same three numbers as the price of an hour

Every programme we could read rates a table player on your average bet, how long you play and the game — the same three numbers that make up the price of an hour (bet, times rounds an hour, times the house edge: what an hour of a game costs on average).

What each programme names when it says what a table rating is made of
The programmeWhat it names
Bear Claw Casino & Hotelyour average bet · how long you play · which game · how fast the game runs
Casino Reginayour average bet · how long you play · the share the game keeps · how fast the game runs
Casino Niagarayour average bet · how long you play · which game · what your machine play already earned

Every row starts with your average bet, which is why raising it to make the record look larger moves two figures at once:

One hour of blackjack at two average bets
One hour of blackjack$10 a hand$20 a hand
Hands an hour7070
The share of each bet the game keeps0.53%0.53%
The hour costs you$3.68$7.37
The card recordsyour playtwice as much of it

One rating table of exactly this kind is public — how many hands an hour each game deals, and what an hour of it is worth in comps. It reached Wizard of Odds anonymously from an executive at a Strip casino, and that rating table is where the 70 hands an hour come from.

A point has a price

A point is not a unit of reward. A point is a unit of turnover (all the money that goes over the table in an evening: the same dollars again and again): a programme grants one for a dollar of your own money going through the machine, and that dollar has a price, because the machines keep a share of everything put through them. BCLC puts the average return of those machines at 92%.

  1. What goes in$1of your own money, put through the machine on a spin.
  2. What the card counts1 pointgranted for that dollar, whether the spin paid you or took it.
  3. What the dollar costabout $0.08on average, once the share the machines keep over many spins is taken off.

Multiply what one dollar costs by the number of points sitting on your card, and the count becomes a price list:

What a number of points cost on average, where one point is one dollar of slot play
PointsWagering the points countAverage cost at 92% return
200$200$16
300$300$24
400$400$32
10,000$10,000$800

An average over many spins, not a forecast of one evening: the machines keep 8% of everything put through over the long run, and a single evening lands well away from that either way. A count of points answers one question: what did this count cost to produce?

A count of points does not keep, either. 4 of the programmes we read put a clock on something the card holds for you, and no two of those clocks run the same way.

What runs out on a player card, and when
The programmeWhat runs outWhen
Casino ReginaPoints you have earnedTwelve months in which you do not play at all
Casino ReginaThe level you reachedSet every January, from the play of the year before
Casino NiagaraPoints you have earnedEvery six months, back to zero
Casino of the RockiesThe level you reachedA year of its own, starting on a date the programme picked
Great Canadian EntertainmentA complimentary you have not usedTwelve months from the day it is granted

One programme on this list runs two clocks at once: one for the points you have earned, and another for the level, which it works out again every January from the play of the year before. Both of the programmes that run a clock on a level run it the same way: the level comes out of the play you did inside one window, and it is set again when that window closes. That is why a level measures how fast you played inside one window, and not how long you have been a member.

Who holds the record

The card is not anonymous and was never meant to be. Casino of the Rockies wants photo identification along with the application form, and for every membership and programme transaction Great Canadian Entertainment wants government photo ID (a card issued by a government showing your photo and your date of birth: a driver’s licence, a passport, a provincial ID card). From the moment the card is issued, the record of your betting has your legal name attached to it.

One operator’s notice of collection calls the record gaming-related personal information, collected under a named section of a provincial statute. The same notice uses it to run the loyalty programme, to share with regulators and law enforcement where the law requires it, and for responsible gambling: analytics of your own play and feedback to you on it — the one use that works for you rather than on you.

The same record cuts the other way as well, and this is the part people do not expect. Great Canadian writes that a player who self-excludes has the membership suspended immediately and the outstanding balance forfeited.

Nothing here is a reason to put off self-exclusion — the door closing is the point of it, and a forfeited balance is a smaller loss than the one the programme is there to prevent. It is a reason to read that line first, and to spend anything already sitting on the card before you sign.

What the record buys

One word in all of this does have a published rule behind it, and the word is “free”. An advertisement must not describe a game, an offer or a bonus as free when a person has to risk or lose money to take part: the code of the industry’s own association says so outright. That gives you a test you can run at the counter, in three steps:

  1. Step oneRead what taking the offer asks of youEither there is a bet you have to place with money of your own, or there is not.
  2. Step twoIf money of your own has to go in first, the code forbids the wordWhat the code forbids is the word, not the offer: an offer may ask for a bet, and an advertisement for it may not be called free.
  3. Step threeRead the word as a description of the part you pay forThe bet the offer asks for is the part the word is not describing, and that bet is the part that comes out of your own pocket.

What the card does not do

It is easy to assume that a machine treats a member differently from a stranger. What can actually be checked is the standard the machine is built to: AGCO puts a floor under a game’s return and requires that floor to be met for every available bet configuration. So the check is about the game, and about each bet option the game offers, and not about whoever is sitting in front of the machine:

Your card, your membership and the level you reached are not named anywhere in the standard we read.

Worth being exact about what this is and what it is not. The floor is a rule the machine is built to, checked by a regulator; it is not a promise from any casino. No operator we could read puts it in writing that a card makes no difference to a machine — we looked for that sentence and did not find it — so the honest place to take this from is the standard, and not from anybody’s word.

Practice: points follow the betting

Every moment here has the same shape: the card has counted something, and the question is what that count cost. Nothing is scored, and there is nothing to unlock — what is being practised is a decision about money rather than a skill, and a percentage at the end would be pretending otherwise.

Nothing asks for the number on your own card, and nothing you choose is sent anywhere.

The practice table needs JavaScript. Here is one moment from it, with the answer.

At a machine, where the programme counts one point for every dollar put through the machine

Tonight, on your card

Spins tonight200
Points tonight200
Short of the number you had in mind300
Left in the plan you wrote at home200 spins at $1
What those points cost so far

The last line is the one the card never shows you.

You are 300 points short of a number you set yourself, and the plan you wrote at home has 200 spins left at $1. Which route do you take?

The answer: Finish the plan and stop, short of the number.

All three routes are counted the same way, because a point is a dollar put through the machine. Doubling the stake buys 400 points for about $32; playing past the plan buys 300 points for about $24. Finishing the plan buys 200 points for about $16, and it leaves the stake and the number of spins you decided at home where you put them.

Every moment in the practice table is worked out the same way: the points come from the rule the programme publishes, and the average cost from the published return and our own engine.

How the practice table works

Where the moments come from. Each one takes a published earning rule — one point for a dollar of slot play, or the three things a table rating is made of — and applies it to a plan the player wrote before going out. The points follow from the rule; the average cost follows from the published return, through the same engine that runs Price of an hour; the explanation carries the published words that the points and the average cost rest on.

What you will not see. No moment names a level, a threshold or a reward, because no programme we read publishes what any of those is worth. No moment shows a route that makes money, and none suggests a stake. The answer is never the route that earns most points: it is the route that leaves the plan alone.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

1Does carrying a player card change your chances at the game?

Show the answer

Answer: No — the card records what you bet, and the check on what the game pays back never looks at a card. The floor under a machine’s return is set for the game and for every bet configuration the game offers, and the standard that sets that floor does not mention cards or memberships at all. The card measures, and the card moves nothing: every programme we read describes what a card counts, and not one of them describes a card as changing what a game pays back.

  • No — the card records what you bet, and the check on what the game pays back never looks at a card. The return is checked for the game and for every bet option the game offers. The standard that governs how a game behaves never mentions a membership or a card.
  • Yes — machines pay more to members. Nothing we could read says a machine pays a member more, and the standard a machine is built to puts its floor under the game and under each of the game’s bet options — never under a person.
  • Yes, once you reach a high enough level. A level is a count of points the programme has already granted you, and those points count betting you have already done. A count of betting already done says nothing about how the game pays.
2An offer says “free”, but first you have to put money of your own through a machine. Is the offer free?

Show the answer

Answer: No: you have to risk your own money to take it. The advertising code of the industry’s own association puts that wording on the list of things an advertisement must NOT do. The Canadian Gaming Association publishes it as a prohibition, and read that way it makes sense: the word is not describing the offer, it is describing the part of the offer you pay for.

  • Yes — it says so. The word “free” does not change the condition printed beside it.
  • No: you have to risk your own money to take it. The industry advertising code lists exactly this among the things an advertisement must not do.
  • Yes, if the evening ends in your favour. The condition that your own money goes through the machine first is there whichever way the evening ends.
3At a live table, what does a room use to rate your play? new situation

Show the answer

Answer: Your average bet, how long you play, and which game. 3 programmes start from the same two things, your average bet and how long you play, and each one then names the game in its own words — by the game you chose, by the share the game keeps, or by how fast the game runs. Those are the numbers the price of an hour is made of. The share of each bet blackjack keeps is 0.53%. At $10 a hand across 70 hands that makes about $3.68 an hour, and doubling your average bet doubles both the record and the bill, to about $7.37.

  • How the night actually ended for you. Three or four things get written down, and how the night went for you is not one of those things.
  • Your average bet, how long you play, and which game. 3 programmes start from your average bet and how long you play, and each programme then names the game in its own way.
  • How often you come. Walk in, sit down, bet nothing, and there is nothing to rate.
4At a casino that counts one point for every dollar of slot play, what did 200 points cost on average?

Show the answer

Answer: About $16. 200 points is $200 of wagering. At the average return BCLC publishes, a dollar through a machine costs about $0.08 on average, so those points cost about $16. The count on the card is a receipt for money already spent, not a discount on the next round.

  • $200. That is the money that went through the machine, not what the machine kept: most of that money came back as pays.
  • Nothing — points come with the play. The wagering a programme counts is your own money, and the points are the receipt for those dollars.
  • About $16. 200 points is $200 through the machine, and at the published average return that is about $0.08 a dollar.
5Who holds what your card records, and who else can see it?

Show the answer

Answer: The operator, under a provincial statute it names — and regulators or law enforcement where the law requires it. One operator’s notice of collection names the statute it collects under and lists sharing with regulators and law enforcement where the law requires it among its purposes. The same list has one entry that works the other way: responsible gambling programmes, including analytics of your own play and feedback on it.

  • The operator, under a provincial statute it names — and regulators or law enforcement where the law requires it. One operator’s notice of collection names the provincial Act it collects under, and lists regulators and law enforcement among the bodies it shares with.
  • Nobody: the card is anonymous. A card is issued against photo identification, and one programme asks for it again at every membership transaction.
  • Only the staff who were on the floor that night. The record is kept by the operator, and the notice lists purposes far beyond one evening.

And the question at the start

You picked one of three answers. The true one is “everything you bet, whatever the result”: a machine counts the dollars put through it and not the outcomes, and a live table counts your average bet, how long you sat and which game you played. How the night ended for you is on none of the lists we read. The tempting answer — the nights that ended in your favour — has the card pointing the wrong way round: the count does not care how the night went, and that indifference is exactly what makes it a price tag of about $0.08 a point, whichever way the spin fell.

Where to check this

Further reading

  • Criminal Code, section 207: permitted lotteries · Justice Laws Website, Government of CanadaThe section that lets a province, and only a province, conduct and manage a lottery scheme — the sentence every casino in the country stands on.
  • About Casinos BC · British Columbia Lottery Corporation (Casinos BC)Who conducts the gaming in one province and who runs the room, in the corporation’s own two sentences.
  • Annual Report 2024–25 · Ontario Lottery and Gaming CorporationWhat a provincial gaming corporation publishes about itself: what it conducts, and what share of the money brought to the tables it keeps.
  • Protecting the public · Independent Gambling Control Office, Province of British ColumbiaWhat a provincial regulator does, who is allowed to run the games, and where a complaint about a casino goes.
  • Minimum Technical Standards for Gaming — 11. Game Behaviour · Alcohol and Gaming Commission of OntarioThe floor one regulator sets under a slot machine’s return, and its rule that the floor holds for every bet configuration.
  • The house edge of casino games · Wizard of OddsWhere the house edge is defined, and the rating table of rounds an hour this track uses for every game.
Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

One thing to do before your next visit, and it takes a minute. Decide the stake and the time — Game plan walks you through it. Then, whatever the card says at the end of the evening, the stake and the time are the two numbers you keep.

If you notice yourself adding a spin or a hand because of a number on a screen, that is worth saying out loud to someone. The lines below are for exactly that conversation, and they are confidential.

If it stops being fun

If gambling stops being entertainment, help is available. 19+ in most of Canada; 18+ in Alberta, Manitoba and Quebec. More on responsible gaming.

1-866-531-2600Ontario · ConnexOntario · 24 hours
1-800-461-0140Quebec · Jeu: aide et référence · 24 hours
1-888-795-6111British Columbia · Gambling Support BC · 24 hours
1-866-332-2322Alberta · Addiction Helpline (Recovery Alberta) · 24 hours
1-800-463-1554Manitoba · Problem Gambling Helpline · 24 hours
1-800-306-6789Saskatchewan · Problem Gambling Help Line · 24 hours
1-888-429-8167Nova Scotia · Mental Health and Addictions Crisis Line · 24 hours
1-800-461-1234New Brunswick · Gambling Information Line
1-855-255-4255Prince Edward Island · PEI Gambling Support Line · 24 hours
811Newfoundland and Labrador · Gambling Help Line · 24 hours
1-844-533-3030Yukon · Reach Out Support Line (CMHA Yukon)

If you are thinking about suicide, call or text 9-8-8

How it’s worked out

Sources, numbers and hosts

What this lesson is about, and what it leaves alone. Every card on this page is a plastic card handed over in a room you can walk into. Nothing here is about which programme to join, and nothing here is about earning more of anything: which programme runs where belongs to Rewards programs, and a way to earn more would only be a way to bet more.

Sources. Every rule on this page is quoted from the programme or the regulator that publishes it, with the address and the date we read it, and each quote is one tap away from the sentence that rests on it. A rule quoted from one programme belongs to that programme alone: no rule here is presented as the way all casinos work, and the page says how many programmes we read whenever it counts them. Where a table puts a programme’s name beside a rule, the pair comes from that programme’s own wording rather than from its position in our list of documents.

Numbers. Every figure is worked out when the page is built. The points come from the published earning rule; the average cost comes from the published return of the machines and from the same engine that runs our price-of-an-hour tool; the hourly figures for a table come from the stake, the share of each bet the game keeps and the hands an hour in the Las Vegas Strip rating table — an anonymous table from a Las Vegas Strip casino rather than a Canadian document, used here only for the pace of a game, which is the part that does not vary by country. Nothing on this page is an estimate of what anything is worth in comps, because no programme we read publishes the rate.

What is missing, and why we say so. How much of the price of an hour comes back as comps, what a point is worth when it is spent, and whether any casino states that membership does not affect a game’s return: all three were looked for and none was found. Where a figure could not be sourced, the page says nothing rather than guessing.

Hosts. Maya is an illustrated character. Her backstory, a former floor supervisor, is written for the course: she is not a real person and does not speak for any casino. The rules and numbers on this page come from the sources it cites, not from her experience.

No promise. This lesson is about a record and its price. Nothing on it says an evening at a casino is a good idea for you, and nothing here tells you how one would end.

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