Atlassino Academy · Blackjack · Lesson 7 of 21

Doubling down: a second bet on one card

A second bet that buys exactly one card: when the chart asks for it, how much the rules let you add, and what each call costs.

  • About 22 minutes
  • Illustrated hosts: Leo and Maya
  • Last checked 24 September 2026

A double is a second bet for exactly one more card. You put the second bet down behind the first bet, the dealer gives you one card, and the hand is over. If you have never made the move, open the box below first; what the move is and when a table offers it is the lesson on your options at the table.

New to the move? Doubling in one minute
  • What the move is. On your first two cards you put a second bet behind the first bet and take one card. One card, and the hand is finished.
  • When the table offers it. Before you have drawn a card. Take a card and the offer is gone.
  • What the move risks. Both bets. The second bet loses exactly as the first bet does, on the same card.

Your table lets you double for less than your first bet. You hold hard 11 against an ace and put out a quarter of your first bet as the second bet. Is that better than just taking the card, or worse?

Before we start: what would you say?

Nothing is scored here. We come back to it at the end.

The short answer

Three hard totals take a second bet: 11 against every dealer card, 10 against 2 to 9, 9 against 3 to 6. No total below 9 takes a second bet, and no total from 12 up. And where a table lets you add less than your first bet, a small addition can do worse than no addition at all.

A second chip drops behind the one already in the betting circle while Leo points at it and Maya watches from the rail; six spades and five diamonds lie in front of the seat and the dealer shows a single ace.
Leo smiling, explaining with an open hand.

Leoformer dealer · rules and maths

Doubling is the only move that asks you for more money, so people play it on feeling: some never double at all, others double whenever the hand looks pretty. The chart says when; and where a table lets you add less than your first bet, how much is a decision of its own.

When the chart asks for a second bet

No single card can take a hard 9, 10 or 11 over 21, and a 10 — the commonest card in the shoe — turns them into 19, 20 and 21.

6655
Hard 11Double against every dealer card

No card can take 11 over 21, and the card most likely to land is a 10, which makes 21. That is why the second bet goes down on 11 whatever the dealer shows.

6644
Hard 10Double against 2 to 9

A 10 makes 20, and no card can take 10 over 21. Against a 10 and an ace the dealer’s own hand ends strong too often for a second bet to pay, so the row for 10 stops there.

5544
Hard 9Double against 3 to 6

A 10 makes 19, and 19 only holds up against a dealer card that goes over 21 often. So 9 takes a second bet only against 3 to 6, the dealer cards that go over 21 most often, and against nothing else.

Six decks · dealer hits soft 17 · double on any two cards · after a split too · the rules this lesson follows

The three hard totals the chart doubles, by the dealer’s card
Hard2345678910A
9HDhDhDhDhHHHHH
10DhDhDhDhDhDhDhDhHH
11DhDhDhDhDhDhDhDhDhDh
  • Hhit
  • Dhdouble; hit if you cannot double

Where the sign says the dealer stands on all 17s: 11 against an ace, hit.

And no other total. Never on 8 or less: a 10 takes 8 only to 18, and the chart finds no dealer card weak enough to make a second bet on 18 pay. Never from 12 up: from 12 a 10 takes you over 21, and a hand that can go over is not a hand to put more money on.

Roughly one two-card hand in eight is a hard 9, 10 or 11, so the decision comes round several times an hour, and the three rows read the same at every table in the country. Every other hard total is a hit-or-stand decision, and those rows are in the previous lesson; the whole chart, soft hands and pairs included, is in the Blackjack strategy tool.

Leo raising one finger, thinking something through.

Leoformer dealer · rules and maths

Look at the cell for hard 11 against an ace. The chart doubles there, but only because the dealer at this table has to draw on a soft 17. At a table where the dealer stands on soft 17, that same cell — 11 against an ace — turns over and says take the card instead, and a chart printed for such a table shows a hit there. Both charts are right, each for its own table, and the sign beside you says which table you are sitting at.

Getting 11 against an ace wrong — taking the card where the chart doubles — is the cheapest mistake on the three rows: $0.12 a hand on an example bet of $10.

How much you may add

What a table lets you put down beside your first bet
At some tablesWhat that means
The same againExactly your first bet: no more, no less.
Up to your first betLess is allowed, but how much less is not written down. Ask the dealer.
Down to the table minimumAnything from the table minimum up to your first bet.

The table minimum is the figure on the sign above the table, next to the maximum and the payouts. At a table that lets you add less, the size of the second bet is your decision.

What a part-sized double is worth

A double locks you to one card. After a double you take one card and stop, whatever that card is — and on 11 against an ace that lock costs something, because a small card would leave you on 13, 14, 15 or 16, and against an ace you would not stand on any of those totals. A plain hit keeps that door open; a double closes it. So the money you add has to pay for the closed door as well as ride on the card. Every dollar you add earns the same again per dollar, in a straight line, and the line only passes what the plain card is worth once the addition reaches a certain share of your first bet. Add less than that share and you have done worse than not doubling at all.

Hard 11 against an ace: what the hand is worth on average, by the size of the second bet

Four bars, one for each size of second bet, growing in a straight line from a quarter of the first bet to the whole of it. A dashed line marks what taking the card alone is worth. The bars for a quarter and for half fall short of that line; the bar at the marked share reaches it exactly, and the bar for the whole first bet passes it.

Add a quarter of your first bet
Add half of your first bet
Add 79.4% of your first bet
Add the whole first bet: a full double

Hard 11 against an ace. Each bar is what the hand is worth on average with that size of second bet, and the dashed line is the plain card with no second bet at all. The bars grow in a straight line: the bars for a quarter and for half of the first bet fall short of the plain card, the bar at the marked share reaches it exactly, and the full double passes it.

The smallest second bet that does better than taking the card, as a share of your first bet. A share holds at any bet size; a dash is a cell where the chart takes the card and puts no second bet down.
Hard2345678910A
110.9%0.3%0.0%0.0%0.0%25.6%31.0%37.7%33.2%79.4%
101.2%0.3%0.0%0.0%0.0%29.7%37.5%58.4%––
9–60.9%38.3%27.5%22.1%–––––

The same three rows as the chart above, now showing how much of the second bet each cell needs. On 10 and 11 against the dealer’s 4, 5 and 6 the share is nothing at all: against those cards you would stand on any total from 13 up, so the lock to one card costs nothing. On 9 the share never drops to nothing, because a small card leaves 9 on a total you would keep drawing on. In every row the share is larger against the dealer’s strong cards than against the weak ones, and 11 against an ace, the last cell of the last row, asks for the most.

So, at a table that lets you add less than your first bet: in most cells of the three rows, half of your first bet already does better than the plain card, and against a weak dealer card any addition at all does. In the few cells that ask for a large share — 11 against an ace above all — the choice is very nearly all or nothing: add most of the first bet, or take the card and keep your money.

Doubling after a split

Split a pair and you have two hands, each with a bet of its own. Either hand may take a second bet on its first two cards, exactly as if those two cards had been dealt to you fresh — so a split hand that lands on a hard 9, 10 or 11 reads off the same three rows as any other hand.

One exception: a split ace takes one card and stops, so a split ace never has a first-two-cards moment in which to double. Whether a table offers a double after a split at all is a line on its sign; what each line on the sign costs you is the table-rules lesson, and when to split a pair in the first place is the pairs lesson.

Two mistakes, one price

Leo with a hand on his chest, looking concerned.

Leoformer dealer · rules and maths

The two mistakes run in opposite directions. Keeping the second bet in your pocket on a hand the chart doubles feels like the careful mistake; putting a second bet on a hand the chart does not double feels like the reckless one. On average the two mistakes cost almost exactly the same — and standing on a hand where the card is free to take costs many times more than either mistake.

What each call gives up on average, per hand, on an example bet of $10

Three bars. The careful mistake and the eager mistake are the same length; standing on 11 against a 10 is many times longer than either.

The careful mistake: taking the card on 11 against a 10 instead of doubling$0.59
The eager mistake: doubling 9 against a 7, where the chart takes the card$0.60
Standing on 11 against a 10$7.17

Amounts are in Canadian dollars for an example bet of $10: double the bet, roughly double the amount. Standing on 11 against a 10 costs more than the two mistakes put together, many times over, because no card can take 11 over 21, and standing on 11 throws away a card that costs nothing to take.

The careful mistake

Taking the card instead of doubling

$0.59

each time you take the card on 11 against a 10 instead of doubling. On 10 against a 2 the same habit costs $1.82; on 9 against a 6, $1.24. Keeping the second bet in your pocket feels like the safe choice, and on 9, 10 and 11 it is a habit that costs money on every hand it touches.

Fix: on 9, 10 and 11, read the row before you decide, not your nerve.

The eager mistake

Doubling where the chart does not

$0.60

each time you double 9 against a 7 — within a cent of the careful mistake. Doubling 8 against a 6 costs $0.22. Doubling 10 against an ace costs $0.62, and unlike doubling 9 against a 7 or 8 against a 6 it turns a hand that comes out ahead on average into a hand that loses on average.

Fix: three totals, three rows. A hand that looks promising and is not in the row for 9, 10 or 11 is not a doubling hand.

The house keeps its edge; the chart only makes the edge smaller. Play every row of the chart and these rules still leave the house 0.53% of every bet with the full chart. Doubling where the chart asks lowers the price of the evening; it does not turn the game round, and the second bet loses as often as the arithmetic says.

At the table, with Maya

Maya smiling, explaining with an open hand.

Mayaformer floor supervisor · manners, money and breaks

Doubling is the one move where you touch your chips in the middle of a hand, so it helps to know how the move looks from the dealer’s side of the table.

101022
The second bet goes behind the firstChips behind your bet, and nothing said: that is the whole signal.
  • The chips are the signal. Put the second bet behind the first. Beside the first is where a split goes, though some rule sheets describe a double that way too; if you hesitate, the dealer will move the chips to where the table wants them. There is no hand sign for a double — the other gestures are a lesson of their own.
  • One card, and your hand is over. Whatever card comes, that card ends the hand.
  • If the dealer turns over a blackjack. Your second bet comes back to you; only the first bet is taken. Where the dealer checks for a blackjack first, the hand ends before you are offered the double at all.
  • Not on a blackjack of your own. Two cards to 21 are paid as they are; there is nothing to double into.
Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

A double is a second bet, and an evening in which the chart asks for eight doubles is an evening in which more money went onto the felt than you counted at the door. Decide the limit first (Game plan walks you through it), and count the doubles inside that limit.

A losing double is not a reason to double larger on the next hand. If the money starts to feel like money you need, stop and call one of the lines below.

If it stops being fun

If gambling stops being entertainment, help is available. 19+ in most of Canada; 18+ in Alberta, Manitoba and Quebec. More on responsible gaming.

1-866-531-2600Ontario · ConnexOntario · 24 hours
1-800-461-0140Quebec · Jeu: aide et référence · 24 hours
1-888-795-6111British Columbia · Gambling Support BC · 24 hours
1-866-332-2322Alberta · Addiction Helpline (Recovery Alberta) · 24 hours
1-800-463-1554Manitoba · Problem Gambling Helpline · 24 hours
1-800-306-6789Saskatchewan · Problem Gambling Help Line · 24 hours
1-888-429-8167Nova Scotia · Mental Health and Addictions Crisis Line · 24 hours
1-800-461-1234New Brunswick · Gambling Information Line
1-855-255-4255Prince Edward Island · PEI Gambling Support Line · 24 hours
811Newfoundland and Labrador · Gambling Help Line · 24 hours
1-844-533-3030Yukon · Reach Out Support Line (CMHA Yukon)

If you are thinking about suicide, call or text 9-8-8

Practice table

The practice table is the same one as in the previous lesson, and it keeps your place: level 1 is hard 12 to 16, and doubling comes into its own on level 2, where every hard total is dealt. Its rule selector starts on the set these figures follow — the one published for B.C. tables — and switches to the other two; on the three rows above, nothing changes when it does. Decide with the buttons or the keys H, S, D and R; the table tells you what the chart says, why, and what each choice costs on average. The amounts are for an example bet of $10 unless you pick another one — an example, not a suggested bet. The lesson is one run: every square on the strip below is one hand of it, and they are all there from the start. Only your first move on each hand is scored, and when a level’s squares are full the next level begins by itself. A double here is always the full size of your bet, as the chart assumes; the part-sized double from the section above is an arithmetic question, not a dealt one.

The practice table needs JavaScript. Here is one hand from it, with the answer.

Dealer shows a 7

77

You hard 16

101066

The chart says: Hit.

Hard 16 against a 7: The dealer card is strong: standing on 16 loses whenever the dealer finishes on 17 or more, 73.8% of hands against a 7.

Average result per hand on an example bet of $10 (a minus means money lost): stand −$4.77 · hit −$4.09 · double −$8.17 · surrender −$5.00. Standing instead costs about $0.68 more each time.

How the practice table works

One strip, no rounds. Every square on the strip is one hand of this lesson, and they are all there from the start. The square keeps your first move on that hand; later moves in the same hand are still checked and explained. When a level’s squares are full the next level begins by itself, with no button in between; the level buttons above the table are all live, so you can also jump and come back.

Levels. Level 1: hard 12 to 16 against every dealer card. Level 2: hard 5 to 19, doubles included. Level 3: hard 9 to 16 against every dealer card; the clock is optional. Level 1 belongs to the previous lesson; it is here so that the ladder does not restart when you arrive from search.

Amounts. The figures are averages for the example bet you pick: $5, $10 or $25. There is no balance, and nothing adds up from one hand to the next. At the end of the run, one line adds up what your first moves cost against the chart’s.

Dealing. Cards come from a shuffled 6-deck shoe with a fresh seed each visit. A hand that does not belong to the level is set aside unseen, so the shoe runs down faster than at a real table. The correct play is the chart’s cell for the table rules you pick, and the averages come from the same engine as the chart above.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

1You hold a 6 and a 5: hard 11. The dealer shows an ace. What does the chart say for these rules?

Show the answer

Answer: Double. On these rules the chart doubles 11 against every dealer card. The cell for 11 against an ace is the one cell in these three rows that turns over with the dealer’s own rule: where the dealer stands on soft 17, the chart takes the card here instead. That is why two charts can disagree about this hand and both be right — and why the sign at the table, not the chart, settles it.

  • Stand No card can take 11 over 21, so standing on 11 gives up a card that costs nothing to take: $7.15 a hand on an example bet of $10.
  • Hit: an ace is too strong a card to put more money against That is what a chart for a table where the dealer stands on soft 17 says, and at such a table it is right. Where the dealer hits soft 17, as at this table, the cell for 11 against an ace turns over, and taking the card instead of doubling gives up $0.12 a hand on an example bet of $10 — the smallest cost on this page.
  • Double No card can take 11 over 21, and a 10-value card is the commonest in the shoe. Against an ace, counting the hands where the dealer does not have blackjack, the average result of this hand is in your favour, so the chart puts in a second bet. That second bet is at risk too.
2You hold a 5 and a 4: hard 9. The dealer shows a 7. What does the chart say?

Show the answer

Answer: Hit. 9 is the shortest doubling row: 3 to 6 and nothing else. Against a 7 the dealer finishes on 17 or more too often for one card to carry a second bet, so the chart takes the card and leaves the money where it is.

  • Hit One card cannot take 9 over 21, so the card costs nothing to take; against a 7 a second bet does not pay for itself. Taking the card averages +$1.76 a hand on an example bet of $10, doubling +$1.16.
  • Double: 9 is a doubling total 9 doubles against 3 to 6 and no further. Against a 7 the second bet gives up $0.60 a hand on an example bet of $10 — almost exactly what not doubling 11 against a 10 gives up, $0.59. The careful mistake and the eager mistake cost the same.
  • Stand 9 cannot go over 21 with one card, and standing on 9 gives up $6.52 a hand on an example bet of $10.
3The rules at your table let you double for less than your first bet. What is the smallest you may add?

Show the answer

Answer: The table minimum, whatever the sign beside you says. Doubling for less is a rule of the table, not a choice the chart offers: the second bet may be anything from the posted minimum up to the size of your first bet. What that minimum is, the sign says — and the same sign carries the maximum and the payouts.

  • Half your first bet, and that is the only part-size allowed The rule names a floor and a ceiling, not a step in between: anything from the table minimum up to your first bet.
  • Anything at all, down to a single chip Not below the table minimum. The same rule that lets you add less than your first bet sets that floor.
  • Exactly your first bet: a double is always the same again At some tables that is the rule: the second bet is exactly the first bet again, no more and no less. The table in this question has the other rule, and lets you add less, down to the table minimum.
  • The table minimum, whatever the sign beside you says The second bet can match the first bet or be smaller, as long as it is not below the posted minimum of that table — and the minimum is one of the figures the sign has to carry.
4You split a pair of 8s. The first hand catches a 3: hard 11. May you double it?

Show the answer

Answer: Yes — a split hand may take a second bet on its first two cards. A split hand is a hand of its own, with a bet of its own, so the three rows above read the same way on a split hand. The one exception is a split ace: a split ace takes one card and no more, which leaves no moment in which to double.

  • Yes — a split hand may take a second bet on its first two cards Each split hand is a hand of its own: it gets its own bet, and it may take a second bet on its first two cards.
  • Only if the first hand is a hard 9, 10 or 11 Those are the totals the chart asks a second bet on, which is a different question from the totals the rules allow a second bet on. The chart asks; the rules permit.
  • No: one bet per split hand, and it is already down The split bet is the first bet of that hand, not its last. Whether a table allows a second bet after a split is a rule like any other, and it is written on the sign.
  • Only on hands split from 8s, never from aces Eights are not an exception at all, and aces are the exception that runs the other way: a split ace takes one card and no more, so there is no moment in which to double a split ace.
5You have doubled four times tonight, each time on a hand the chart asks for, and lost all four. The next hand is hard 11 against a 6. What has changed? new situation

Show the answer

Answer: Nothing about the hand has changed: the chart still asks for the second bet, and it is still at risk. Nothing that the chart can see. The chart is worked out over every hand of that kind, not over tonight’s four, and the price it quotes — 0.53% of every bet with the full chart — is an average many evenings come to, not a promise about any one of them. A second bet is a second bet: it doubles both what this hand can return to you and what it can take. Decide your limit before you sit down; Game plan helps.

  • The table has turned cold: take the card and keep the second bet in your pocket A shoe has no memory of the last four hands, and neither does the card about to come out of it. Nothing about this hand has changed.
  • Four in a row means the chart does not suit this table The chart is worked out from the rules printed on this table’s sign. One evening says nothing about whether the chart matches the sign; a different sign would.
  • Double twice as much and the four come back The rules cap the second bet at the size of the first bet, so there is no twice as much to put out. And a larger bet only makes each hour dearer: nothing on the table owes you the four hands back.
  • Nothing about the hand has changed: the chart still asks for the second bet, and it is still at risk Four losses are four hands, not a verdict on the play. Taking the card instead of doubling on 11 against a 6 gives up $3.37 a hand on an example bet of $10, tonight as on any night — and the second bet can lose again.

And the question at the start

Worse. Against an ace a part-sized double only starts doing better than the plain card at 79.4% of the first bet, and a quarter of the first bet is nowhere near that share. On an example bet of $10 that share is $7.94. The first answer is the tempting one, and the rules encourage it: they allow the small addition, after all. What the rules allow and what the addition is worth are two different questions.

Where to play, and further reading

19+ (18+ in AB, MB, QC) · Play responsibly · help, day or night: Gambling Support BC 1-888-795-6111, 24 hours

Further reading

  • Rules of Play for Table Games: Blackjack · British Columbia Lottery Corporation (BCLC)The rules this track follows section by section: six decks, the dealer on soft 17, doubling, splitting and surrender.
  • Game rules: Blackjack · Loto-Québec (Société des casinos du Québec)Québec’s rules: one to eight decks, a face-down dealer card, and the soft-17 rule left to the sign at the table.
  • Playing Blackjack · Fallsview Casino Resort and Casino NiagaraOne Ontario operator’s own booklet, including both blackjack payouts and both dealer rules it may post.
  • Blackjack: how to play · OLG PlaySmartOntario’s beginner page: the moves, the hand signals it describes, and what insurance is.
  • Know the game: Blackjack · Casinos Regina & Moose Jaw (SaskGaming)A Saskatchewan operator on what the chart does and does not do, and where to pick one up in the building.
  • Blackjack basics · Wizard of OddsWhat three common ways of playing blackjack without the chart cost, on that author’s own table.

How it’s worked out

Rules, numbers and hosts

Rules. The figures on this page follow one published set of table rules: six decks, the dealer drawing on soft 17, blackjack paid 3 to 2, doubling on any two cards and after a split, and no face-down dealer card. It is a preset for learning, not a statement about any one casino — the three rows of the chart are the same on every Canadian rule set we have read, but the rest of a table’s terms are on its own sign.

Numbers. Every figure is worked out when the page is built, by the same engine as our Blackjack strategy tool, which is checked cell by cell against published charts. A mistake’s cost is the average result of the chart’s play minus that of the mistake, per hand, shown in dollars for an example bet of $10 with each average rounded to the cent first. The house edge assumes the full chart, soft hands and pairs included, and cards shuffled after every hand. How often a hard 9, 10 or 11 turns up is an exact count over the two-card hands of a six-deck shoe, not an engine figure.

The share a part-sized double has to reach. A full double stakes two units for one card, so the card is worth half that average per unit staked. Add a share s instead and the hand stakes 1 + s units — the card and the settlement do not change with the money on them — so its average is 1 + s times the per-unit figure. Set that equal to the average of taking the card alone and solve for s. The bars for 11 against an ace are drawn from the same two averages: each bar’s length is 1 + s halves of the full double, and the dashed line stands at the plain card. No casino page or reference we read publishes this figure; it is ours, worked out here.

Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.

No promise. Blackjack is played against the house. The chart lowers the price of playing; nothing on this page removes that price, and nothing here tells you how an evening will end.

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